Variance

Stub active Updated Apr 5, 2026

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Location San Francisco, CA
Founded 2023
Latest Stage Series A
Total Raised $26M

Investors

Y Combinator seed (2023)

Founders

Karine Mellata CEO & Co-Founder
Michael Lin Co-Founder

About

Variance is an agentic AI platform that autonomously executes fraud, risk, compliance, and KYC/AML workflows for financial institutions and Fortune 500 companies 1. Founded by Karine Mellata and Michael Lin, who previously worked together on Apple’s fraud engineering and algorithmic risk team, the platform processes more than 70 million context signals per day and executes approximately 300,000 automated enforcement actions across customer environments 12.

Funding History

Date Round Amount Lead Co-investors
2026-03-31 Series A $21.5M Ten Eleven Ventures 645 Ventures, Y Combinator, Urban Innovation Fund, Okta Ventures 12

Total raised to date: $26M 2.

Sources

What Investors Say

No verified investor quotes available at this time.

What Founders Say

No verified founder quotes available at this time.


  1. BusinessWire, “Variance Raises $21.5M Series A to Transform Risk Workflows with AI Agents,” March 31, 2026. https://www.businesswire.com/news/home/20260331771752/en/Variance-Raises-$21.5M-Series-A-to-Transform-Risk-Workflows-with-AI-Agents

  2. Pulse2, “Variance: $21.5 Million Raised For AI Risk And Compliance Workflow Platform,” March 2026. https://pulse2.com/variance-21-5-million-raised-for-ai-risk-and-compliance-workflow-platform/amp/