Stoa

Summary active Updated Jul 6, 2026

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Location London, United Kingdom
Founded 2022
Latest Stage Pre-Seed
Total Raised £1.8M
Website https://stoa.io

About

Stoa is a London-based FinTech platform that turns idle consumer and business cash deposits into upfront, everyday perks and rewards from partner brands rather than relying on traditional interest models 12. Customers place funds into fixed-term “Stoa Pots” and receive lifestyle or business benefits — including subscriptions like Netflix and ChatGPT, travel credits, and merchant rewards — in exchange for the deposit commitment 12. Founded in 2022, the platform is live in the UK for both consumers and businesses, and Stoa says it is in early partnership discussions in the United States as it prepares for planned expansion 12.

Disclaimer: This is a lean profile built from initial round coverage and may be expanded as more information becomes available.

Funding History

Date Round Amount Lead Co-investors
2026-07-06 Pre-Seed £1.8M (€2.1M) Bespokeist Partners, Ingenii Capital Force Over Mass Capital, Fuel Ventures, plus angels Suneel Hargunani (formerly Citi) and Rachel Sestini (Shaw Gibbs / Canopy Capital) 12

What Investors Say

No independently sourced investor quotes found beyond the funding announcement coverage.

What Founders Say

No independently sourced founder testimonials found beyond the funding announcement coverage.

Sources


  1. EU-Startups, “From cash deposits to everyday rewards: London-based Stoa raises €2.1 million,” July 6, 2026. Accessed July 2026. https://www.eu-startups.com/2026/07/360944/

  2. BeBeez International, “From cash deposits to everyday rewards: London-based Stoa raises €2.1 million,” July 6, 2026. Accessed July 2026. https://bebeez.eu/2026/07/06/from-cash-deposits-to-everyday-rewards-london-based-stoa-raises-e2-1-million/