Rivo

Summary active Updated Aug 5, 2026

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Location United States
Founded 2024
Latest Stage Seed
Total Raised $3.1M

Founders

Ambrish Tyagi CEO & Co-Founder

About

Rivo is a consumer fintech building autonomous cash management on top of users’ existing bank accounts 123. The platform automatically moves idle household cash into higher-yielding short-term U.S. Treasury securities through banking partner Jiko and returns funds before bills come due, without requiring users to switch banks or move money manually 123. Rivo emerged from beta on August 4, 2026 alongside the announcement of a $2.7M seed round and total funding of $3.1M 12. The company frames its target problem as the “Inertia Tax” — the gap between minimal interest earned on checking balances and what banks earn on those deposits 12.

Disclaimer: This is a lean profile built from initial round coverage and may be expanded as more information becomes available.

Funding History

Date Round Amount Lead Co-investors
2026-08-04 Seed $2.7M South Park Commons Wisdom Ventures, Script Capital, 645 Ventures, 20VC, Jag Duggal 123

The seed round brings Rivo’s total funding to $3.1M 12. Angel investor Jag Duggal is a former Chief Product Officer at Nubank 23.

What Investors Say

No independently sourced investor quotes about the round available at time of profile creation.

What Founders Say

No independently sourced founder testimonials found at time of profile creation.

Sources


  1. BusinessWire, “Rivo Raises $3.1M to Build Self-Driving Money and End the Inertia Tax,” August 4, 2026, accessed August 2026. https://www.businesswire.com/news/home/20260804547168/en/Rivo-Raises-$3.1M-to-Build-Self-Driving-Money-and-End-the-Inertia-Tax

  2. Rivo company blog, “Rivo Raises $3.1M and Comes Out of Beta,” August 4, 2026, accessed August 2026. https://www.rivofi.com/blog/funding-announcement

  3. This Week in Fintech, “Exclusive: From Self-Driving Cars to Self-Driving Money: Inside Rivo’s Bet on Idle Cash,” August 2026, accessed August 2026. https://www.thisweekinfintech.com/p/exclusive-from-self-driving-cars-to-self-driving-money-inside-rivo-s-bet-on-idle-cash