Ratio
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Founders
About
Ratio is a San Francisco-based AI fintech platform that solves cash flow constraints for B2B tech scale-ups 1. The company achieved GAAP profitability in August 2025 and reported 349% year-over-year ARR growth in 2025, following 800%+ growth in 2024 1. Ratio also secured $100M in lending capacity alongside the equity raise 1. The company’s new AI Proposal Agent helps sellers structure offers to remove buyer hesitation on payment terms 1.
Funding History
| Date | Round | Amount | Lead | Co-investors |
|---|---|---|---|---|
| 2026-04-14 | Venture | $15.8M | — | — 1 |
What Investors Say
No verified investor quotes available at this time.
What Founders Say
No verified founder quotes available at this time.
Sources
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GlobeNewsWire, “Ratio Raises $15.8M and Secures $100M in Lending Capacity to Solve Cash Flow Constraints for B2B Tech Scale-Ups,” April 14, 2026. https://www.globenewswire.com/news-release/2026/04/14/3273128/0/en/Ratio-Raises-15-8M-and-Secures-100M-in-Lending-Capacity-to-Solve-Cash-Flow-Constraints-for-B2B-Tech-Scale-Ups.html↩↩↩↩↩