Maximum
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Founders
About
Maximum is a Miami-based fintech infrastructure startup building an AI-native operating system for banks, designed to replace the fragmented, decades-old core infrastructure that powers most of the banking industry 123. Founder Randy Fernando is a repeat fintech entrepreneur who previously founded and sold Vault to Acorns in 2017 and Power to Marqeta in 2023 3. Maximum’s platform aims to give banks a real-time system with AI at the foundational level, allowing them to build and deploy custom agents for operational automation 13.
Funding History
| Date | Round | Amount | Lead | Co-investors |
|---|---|---|---|---|
| 2026-08-03 | Seed | $30M | CRV | Pear VC, Restive Ventures, Plug and Play Ventures, Anthemis Group 123 |
What Investors Say
“Banking technology has reached a moment where incremental improvements are no longer sufficient. Randy has repeatedly identified foundational shifts before the market.” — Caitlin Bolnick Rellas, General Partner, CRV 1
What Founders Say
“For decades, banks have attempted to serve evolving customer needs on infrastructure never designed for today’s world. Maximum will provide ultimate control and agentic capabilities.” — Randy Fernando, Founder & CEO 1
“The issue has been the concentration. You’ve only got two or three providers that primarily power these institutions.” — Randy Fernando, Founder & CEO 2
Sources
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GlobeNewswire, “Maximum Raises $30 Million to Build the AI-Native Operating System for Banks,” August 3, 2026, accessed August 2026. https://www.globenewswire.com/news-release/2026/08/03/3337824/0/en/maximum-raises-30-million-to-build-the-ai-native-operating-system-for-banks.html↩↩↩↩↩
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Refresh Miami, “Maximum lands $30M on the thesis that banks need more than an AI upgrade,” August 4, 2026, accessed August 2026. https://refreshmiami.com/news/maximum-lands-30m-on-the-thesis-that-banks-need-more-than-an-ai-upgrade/↩↩↩
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FinTech Global, “Maximum lands $30m to rip out banks’ legacy cores,” August 4, 2026, accessed August 2026. https://fintech.global/2026/08/04/maximum-lands-30m-to-rip-out-banks-legacy-cores/↩↩↩↩