KredosAi
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Founders
About
KredosAi is a Bellevue, Washington-based AI-powered enterprise collections and revenue recovery platform. The company was founded in 2021 by Balaji Sridharan (CEO) and Dave Thoms, both former T-Mobile executives 123. KredosAi describes its approach as “behavioural intelligence” — using AI to help enterprises recover late payments while preserving customer relationships. The company reports that its platform has cut write-offs by 11.5% and lifted customer lifetime value by 13.6% versus conventional collections across its customer base 2.
Disclaimer: This is a lean profile built from initial round coverage and may be expanded as more information becomes available.
Funding History
| Date | Round | Amount | Lead | Co-investors |
|---|---|---|---|---|
| 2026-07-02 | Series A | $7M | BMW i Ventures | Motley Fool Ventures, Walter Ventures, Okapi Venture Capital, StartFast Ventures, SaaS Ventures, Stout Street Capital 1234 |
The round was oversubscribed. New investors Motley Fool Ventures and Walter Ventures joined, while existing shareholders Okapi Venture Capital, StartFast Ventures, SaaS Ventures and Stout Street Capital participated in the follow-on 23. Total funding raised to date is slightly over $10 million 2. Proceeds will fund go-to-market expansion into financial services and auto lending, product development (including a multi-agent framework with voice-agent capabilities), and roughly doubling headcount over the next year 23.
What Investors Say
CEO Balaji Sridharan told GeekWire that the BMW i Ventures investment is “purely financial” and not tied to BMW’s auto-lending business 1.
What Founders Say
“Even companies that invest heavily in customer loyalty abandon that standard the moment a payment is late.”
— Balaji Sridharan, CEO and Co-Founder, KredosAi 3
Sources
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GeekWire, “KredosAI raises $7M, led by BMW’s venture arm, to use AI to help companies collect late payments,” July 2026. https://www.geekwire.com/2026/kredosai-raises-7m-led-by-bmws-venture-arm-using-ai-to-help-companies-collect-late-payments/↩↩↩
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Tech Funding News, “Exclusive: KredosAi raises $7M from BMW i Ventures. See the pitch deck below,” July 2, 2026. https://techfundingnews.com/exclusive-kredosai-raises-7m-from-bmw-i-ventures-see-the-pitch-deck-below/↩↩↩↩↩↩
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FinTech Global, “KredosAi raises $7m Series A led by BMW i Ventures,” July 3, 2026. https://fintech.global/2026/07/03/kredosai-raises-7m-series-a-led-by-bmw-i-ventures/↩↩↩↩↩
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BusinessWire, “KredosAi Raises $7 Million Series A,” July 2, 2026. https://www.businesswire.com/news/home/20260702629349/en/KredosAi-Raises-$7-Million-Series-A↩