GrailPay

Summary active Updated Jun 30, 2026

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Location New York, New York
Founded 2021
Latest Stage Series A
Total Raised $17.2M

Investors

Dayna Grayson Seed (led) (2025)
construct-capital Seed (led) (2025)

Founders

Will Messina Co-Founder & CEO
Lee Jones Co-Founder

About

GrailPay is a New York-based provider of a risk and data network for bank-to-bank business payments 123. The company offers a composable risk decisioning engine paired with a modern payments platform, designed to enable money to move instantly between agents and across digital assets 12. The Series A funding will go toward data analytics and modeling research, go-to-market expansion into agentic and instant payments use cases, and expansion of the existing Payments Identity Network to deepen coverage for banking and banktech infrastructure, payment processors, embedded fintech platforms, AR/AP systems, and risk platforms 12. The round brings GrailPay’s total funding to date to $17.2 million 1.

Disclaimer: This is a lean profile built from initial round coverage and may be expanded as more information becomes available.

Funding History

Date Round Amount Lead Co-investors
2026-06-25 Series A $10.5M MissionOG EJF Ventures, Counterpart Ventures, Construct Capital, Commerce Ventures, SSC Venture Partners 123

What Investors Say

“ACH is the backbone of B2B commerce but has never had the risk and authorization infrastructure that card networks have had for decades.” — Kevin Leonard, Partner, MissionOG, June 25, 2026 4

What Founders Say

“$80T. That’s the size of the B2B payments economy that will go unaddressed by the flurry of innovation we’re seeing in agentic protocols.” — Will Messina, Co-Founder & CEO, GrailPay, June 25, 2026 4

Sources


  1. FinSMEs, “GrailPay Raises $10.5M in Series A Funding,” June 2026. Accessed June 2026. https://www.finsmes.com/2026/06/grailpay-raises-10-5m-in-series-a-funding.html

  2. The SaaS News, “GrailPay Raises $10.5M Series A,” June 25, 2026. Accessed June 2026. https://www.thesaasnews.com/news/grailpay-raises-10-5m-series-a/

  3. AlleyWatch, “The AlleyWatch Startup Daily Funding Report: 6/29/2026,” June 29, 2026. Accessed June 2026. https://www.alleywatch.com/2026/06/the-alleywatch-startup-daily-funding-report-6-29-2026/ — Independent confirmation of $10.5M Series A led by MissionOG with the full participant roster. Lists co-founder Lee Jones and founding year 2021. 

  4. ITDigest, “GrailPay Raises $10.5M Series A to Scale Risk Decisioning Infrastructure for the Future of Instant, Agentic Payments,” June 25, 2026. Accessed June 2026. https://itdigest.com/fintech/grailpay-raises-10-5m-series-a-to-scale-risk-decisioning-infrastructure-for-the-future-of-instant-agentic-payments/ — Contains verbatim quotes from Will Messina (CEO) and Kevin Leonard (MissionOG Partner); confirms June 25, 2026 announcement date.