Flex

Summary active Updated Jul 17, 2026

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Location Miami, FL
Founded 2022
Latest Stage Series B1
Total Raised $180M equity + $300M debt

Investors

Ellen Pao Seed (Angel) (2016)
Turner Novak ~2021 (2021)
Kapor Capital Seed (Angel) (2016)
Banana Capital ~2021 (2021)

Founders

Zaid Rahman Founder & CEO

About

Flex is a Miami-based AI-native private banking platform for high-net-worth business owners that announced on 2026-07-14 a $70 million Series B1 at a $1.2 billion valuation, led by Halo Fund (co-founded by Qualtrics founder Ryan Smith and Accel general partner Ryan Sweeney) with participation from Portage, Wellington, Crosslink Capital, 53 Stations, Titanium Ventures, Spice, and Florida Funders 123. Founded in 2022 by Zaid Rahman, Flex combines banking, credit, payments, and wealth tools for middle-market business owners and their households, and is using the new capital to launch Flex Global, an international expansion of the product 23. The Series B1 comes roughly seven months after a $60 million Series B in December 2025 and brings total equity funding to $180 million, alongside $300 million in debt facilities 23. The company says it has reached $10 billion in annualized payment volume and plans to nearly double headcount from 110 to 200+ by year end 2.

Disclaimer: This is a lean profile built from initial round coverage and may be expanded as more information becomes available.

Funding History

Date Round Amount Lead Co-investors
2026-07-14 Series B1 $70M Halo Fund Portage, Wellington, Crosslink Capital, 53 Stations, Titanium Ventures, Spice, Florida Funders 123

What Investors Say

“Flex is the first team creating a real private bank around the owner and the entire household’s finances.”

— Ryan Smith, Co-Founder of Halo Fund, on leading the Series B1 2.

What Founders Say

“Middle-market business owners are one of the most important and underserved customers in finance globally.”

— Zaid Rahman, Founder & CEO of Flex, on the round announcement 2.

Sources


  1. “Flex Raises $70M in Series B1 Funding at $1.2 Billion Valuation,” FinSMEs, July 14, 2026. Accessed July 2026. https://www.finsmes.com/2026/07/flex-raises-70m-in-series-b1-funding-at-1-2-billion-valuation.html

  2. “Halo Fund leads $70M investment into AI-Native Private Banking Platform Flex to accelerate the launch of Flex Global,” GlobeNewswire, July 14, 2026. Accessed July 2026. https://www.globenewswire.com/news-release/2026/07/14/3327097/0/en/halo-fund-leads-70m-investment-into-ai-native-private-banking-platform-flex-to-accelerate-the-launch-of-flex-global.html

  3. Nancy Dahlberg, “Flex lands another $70M as it bets the future of banking belongs to business owners, not businesses,” Refresh Miami, July 14, 2026. Accessed July 2026. https://refreshmiami.com/news/flex-lands-another-70m-as-it-bets-the-future-of-banking-belongs-to-business-owners-not-businesses/