Coverwatch

Stub active Updated Jul 24, 2026

This profile is AI-generated. If you spot an error, please help us fix it by sharing a URL to the correct information.

Location San Francisco, California
Founded 2025
Latest Stage Pre-seed
Total Raised $4.5M Pre-seed
Website https://coverwatch.com
Sector
insurtech fintech AI

Founders

Miquel Llobet CEO & Co-Founder
Kevin Wu COO & Co-Founder
Wilmer Yan CTO & Co-Founder

About

Coverwatch is a San Francisco-based insurtech building an AI-native commercial insurance platform aimed at complex commercial risk 1. The company evaluates coverage gaps, restructures policies, and charges a flat fee rather than a premium-tied commission 2. Coverwatch says the approach cuts client insurance costs by 20% to 40% on average 1. Founded in 2025, the company plans to expand licensing across all 48 continental US states by Q3 2026 2.

Funding History

Date Round Amount Lead Co-investors
2026-07-23 Pre-seed $4.5M CoFound, Restive KFund, Liquid2 Ventures 123

What Investors Say

No independently sourced investor quotes found.

What Founders Say

No independently sourced founder quotes found.

Sources

  1. Insurance Journal, “Coverwatch in California Raises $4.5M for Its AI-Native Service,” July 23, 2026, accessed July 2026. https://www.insurancejournal.com/news/west/2026/07/23/878441.htm↩↩↩

  2. BeInsure, “Insurtech Coverwatch raised $4.5 mn in pre-seed to build AI insurance broker,” July 23, 2026, accessed July 2026. https://beinsure.com/news/insurtech-coverwatch-raised-4-5-mn-pre-seed/↩↩↩

  3. Tech Startups, “Venture capital & startup funding roundup, July 23, 2026,” July 23, 2026, accessed July 2026. https://techstartups.com/2026/07/23/venture-capital-startup-funding-roundup-july-23-2026-accel-andreessen-horowitz-battery-ventures-iconiq-jane-street-sequoia-more/↩