Cloover

Reviewed active Updated Sep 1, 2026

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Location Berlin, Germany
Founded 2023
Latest Stage Debt Facility (2026-09)
Total Raised ~$22M equity Series A + >€1.12B financing capacity

Founders

Jodok Betschart Co-Founder & CEO
Valentin Gönczy Co-Founder & CPO

About

Cloover is a Berlin-based AI-native energy platform that provides independent installers with an operating system to sell residential solar, heat pumps, and home electrification products with embedded point-of-sale financing 123. The company positions itself as an “AI-native neo-utility,” letting installers keep their brand, customers, and choice of hardware while Cloover handles the financing, back-office, and software layer 12.

On January 21, 2026, Cloover announced $22 million in Series A equity co-led by MMC Ventures and QED Investors — with Lowercarbon Capital, BNVT Capital, Bosch Ventures, Centrotec, and Earthshot Ventures also participating — alongside a $1.2 billion (€1.04 billion) debt facility backed by a €300 million guarantee from the European Investment Fund 23456.

On September 1, 2026, Cloover announced an additional €86.2 million (approximately $100 million) financing facility, bringing its total financing capacity to more than €1.12 billion ($1.3 billion), and increasing the EIF guarantee to €350 million 1. The company reported reaching profitability three years after launch, with a revenue run rate exceeding €301.7 million (approximately $350 million) 1.

Disclaimer: This is a lean profile built from initial round coverage and may be expanded as more information becomes available.

Funding History

Date Round Amount Lead Co-investors
2026-09-01 Debt Facility (add-on) €86.2M facility (EIF guarantee expanded to €350M) European Investment Fund (guarantee) 1
2026-01-21 Series A + Debt Facility $22M equity + $1.2B debt facility (€300M EIF guarantee) MMC Ventures, QED Investors (equity co-leads) Lowercarbon Capital, BNVT Capital, Bosch Ventures, Centrotec, Earthshot Ventures 23456

The September 2026 facility will fund energy equipment and installations across Cloover’s markets, which will expand into the UK, France, and Poland 1.

What Investors Say

No independently sourced investor quotes available at this time.

What Founders Say

Co-Founder & CEO Jodok Betschart on the January 2026 facility: “With this $1.2 billion commitment, we’re enabling households to become energy independent, without the friction of upfront costs or complex loan applications.” 23

Co-Founder & CPO Valentin Gönczy on Cloover’s platform positioning: “Cloover is not just about financing — we’re building the backbone for energy independence. We are creating the Shopify of Energy: a platform that equips manufacturers, installers, households, and investors with the tools to grow, collaborate, and deliver distributed energy at scale.” 35

Sources


  1. EU-Startups, “Berlin-based Cloover secures €86.2 million facility as it reaches profitability and launches AI-native neo-utility,” September 1, 2026, accessed September 2026. https://www.eu-startups.com/2026/09/berlin-based-cloover-secures-e86-2-million-facility-as-it-reaches-profitability-and-launches-ai-native-neo-utility/

  2. Yahoo Finance / GlobeNewswire, “Cloover secures $1.2 billion financing commitment to build the AI operating system for energy independence,” January 21, 2026, accessed September 2026. https://finance.yahoo.com/news/cloover-secures-1-2-billion-120000131.html

  3. Cloover company blog, “Cloover Secures $1.2 billion financing commitment to build the AI operating system for energy independence,” January 2026, accessed September 2026. https://www.cloover.com/en/post/cloover-secures-series-a

  4. EU-Startups, “Berlin-based Cloover secures €1.04 billion financing commitment to build the ‘Shopify for energy’,” January 2026, accessed September 2026. https://www.eu-startups.com/2026/01/berlin-based-cloover-secures-e1-04-billion-financing-commitment-to-build-the-shopify-for-energy/

  5. Trending Topics, “Cloover: Berlin Fintech for Energy Transition Secures €1 Billion in Financing,” January 2026, accessed September 2026. https://www.trendingtopics.eu/cloover-berlin-fintech-for-energy-transition-secures-e1-billion-in-financing/

  6. ESG Today, “Cloover Raises $1.2 Billion to Scale Residential Clean Energy Fintech Platform,” January 22, 2026, accessed September 2026. https://www.esgtoday.com/cloover-raises-1-2-billion-to-scale-residential-clean-energy-fintech-platform/