Eric Glyman
Co-Founder & CEO at ramp
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Eric Glyman is co-founder and CEO of Ramp ($32B valuation, $1B+ ARR), fastest NYC startup to unicorn status. Prior: co-founded Paribus (acquired by Capital One), which became Capital One Shopping. 17 verified angel investments focus on fintech (35%), enterprise/productivity (24%), healthtech (12%). Fluent in Mandarin, Portuguese, Spanish. Emphasizes founder resilience and conviction; advocates for attracting reputable angels for founder credibility with customers and LPs.
Background
Eric Glyman was born and raised in Las Vegas, Nevada 1. He earned his A.B. in Economics and East Asian Studies from Harvard University (2008-2012) 2. During his time at Harvard, he attended the Harvard Beijing Academy and received a citation in Mandarin Chinese in 2009, and in 2011 he became a Visiting Scholar at Peking University, studying finance, accounting, health economics, and anthropology 2. Glyman is fluent in Mandarin Chinese and proficient in Portuguese and Spanish 1.
His first job was as a sales associate at Express in Las Vegas in 2008 1. After graduating from Harvard, Glyman worked as a Financial Analyst at Millstein & Co. from July 2012 to September 2014 2.
In January 2014, Glyman co-founded Paribus with Karim Atiyeh, his college friend from Harvard 3. The idea originated from Glyman’s personal experience working at Express as a teenager — Paribus automated the process of finding rebates for customers when prices dropped 4. Paribus grew to 700,000 users and was acquired by Capital One in October 2016 2. Glyman stayed on as CEO of Paribus and Senior Director at Capital One, where the product became Capital One Shopping, until February 2019 2.
In March 2019, Glyman co-founded Ramp with Karim Atiyeh and Gene Lee 5. Ramp was the fastest New York startup to ever reach billion-dollar unicorn status, hitting that mark within two years of its 2019 launch 3. As of November 2025, Ramp had reached a $32 billion valuation with over $1 billion in annualized revenue 6. The company is headquartered in New York City with offices in Miami and San Francisco 5.
Glyman is an active angel investor in the New York City tech startup community, with approximately 20 investments across fintech, enterprise software, healthtech, and other sectors 7.
Stated Thesis
Glyman has not published a formal angel investing thesis, but his public statements reveal a philosophy shaped by his experience as a two-time founder. He has described the value of reputable angel investors in funding rounds: “If you’re able to attract a really reputable investor even if it’s not at the highest price, and you’re a B2B company, you can call up your potential customers, you can call up angel investors. Today a lot of founders are angel investors and they get asymmetric upside from investing alongside these reputable investors” 8.
On what he looks for, Glyman has spoken about the importance of founder resilience and conviction: “If you’re doing something truly contrarian you can almost guarantee it’s the first, consistent, and most challenging moment you’ll face” and that rejection “kills most ideas before they can blossom into something bigger” 9. He has emphasized that building a company is “a long, patient process with no shortcuts, no tricks, and often little glamor” and that it “means taking your work seriously, treating people with decency, and earnestly giving your best effort” 9.
His investment pattern suggests a focus on companies that align with his core operating thesis at Ramp: helping businesses save time and money, particularly through fintech and enterprise automation.
Inferred Thesis
Based on 17 verified investments compiled from Seedtable, Crunchbase, TechCrunch, and other sources. Aggregator sources indicate Glyman may have made up to 23 total investments 7; this analysis covers approximately 74% of that estimated total.
Sector distribution (17 verified investments): - Fintech: 6 of 17 (35%) — Float, Pomelo, Clara, withco, FreeWill, Candid Co. - Enterprise / productivity: 4 of 17 (24%) — Luminai, Pylon, Goody, Beacon - Healthtech: 2 of 17 (12%) — NexHealth, Ro - Consumer / hardware: 2 of 17 (12%) — Eight Sleep, Medal - Logistics / transportation: 1 of 17 (6%) — TruckSmarter - E-commerce / retail: 1 of 17 (6%) — Archive - Marketplace: 1 of 17 (6%) — Bulletin
Note: Some companies span multiple categories; each is counted once in its primary category.
Stage distribution (11 investments with confirmed round data): - Seed: 4 of 11 (36%) — Float, Bulletin, FreeWill, Hivy - Series A: 4 of 11 (36%) — Pomelo, Goody, Luminai, Pylon - Series B: 1 of 11 (9%) — Beacon - Series C: 1 of 11 (9%) — NexHealth - Strategic/Angel (undisclosed round): 1 of 11 (9%) — Eight Sleep
Glyman invests predominantly at seed and Series A stages, consistent with operator-angel investing patterns.
Geographic concentration: Portfolio is heavily concentrated in New York City and the United States, with notable exceptions in emerging markets — Float (Ghana/Africa) and Pomelo (Latin America) — both of which are fintech companies expanding financial infrastructure in underserved regions.
Co-investing pattern: Glyman frequently co-invests with his Ramp co-founder Karim Atiyeh. Confirmed co-investments with Atiyeh include Float, Pomelo, withco, Eight Sleep, and Beacon 10 11 12 13.
Founder profile preferences: Portfolio companies are typically led by technical or repeat founders building B2B tools or infrastructure. Several investments reflect Glyman’s personal operating experience with fintech infrastructure and helping businesses manage money more efficiently.
Notable pattern: A significant portion of Glyman’s fintech investments are in companies building financial infrastructure for underserved markets or new geographies (Float in Africa, Pomelo in Latin America, Clara in Latin America, withco for small business property ownership). This international fintech infrastructure focus goes beyond his stated thesis of general startup support.
Exits: Glyman has exited from Paribus (acquired by Capital One, 2016), Ouster, and Hivy 1.
Portfolio
This table includes 17 verified investments out of an estimated 20-23 total investments 7. This represents approximately 74-85% of known investments.
| Company | Stage | Year | Sector | Source |
|---|---|---|---|---|
| Beacon | Series B | 2025 | AI / enterprise | 13 |
| NexHealth | Series C | 2025 | Healthtech | 14 |
| Pylon | Angel | ~2024 | Enterprise / B2B support | 15 |
| TruckSmarter | Angel | ~2022 | Logistics | 16 |
| Luminai | Series A | 2022 | Enterprise / automation | 17 |
| Float | Seed | 2022 | Fintech (Africa) | 10 |
| withco | Seed/Series A | 2022 | Proptech / fintech | 12 |
| Archive | Angel | ~2021 | E-commerce / resale | 18 |
| Pomelo | Series A | 2021 | Fintech (LatAm) | 11 |
| Goody | Series A | 2021 | Enterprise / gifting | 19 |
| Eight Sleep | Angel | 2021 | Consumer / health | 20 |
| Ro | Angel | ~2020 | Healthtech | 18 |
| Medal | Angel | ~2019 | Gaming / consumer | 18 |
| Clara | Angel | ~2019 | Fintech (LatAm) | 18 |
| Candid Co. | Angel | ~2018 | Healthtech / DTC | 18 |
| Bulletin | Seed | 2017 | Marketplace / retail | 21 |
| FreeWill | Seed | ~2017 | Fintech / nonprofit | 22 |
Years marked with ~ are approximate, based on company founding dates or earliest known funding rounds.
Exits:
| Company | Exit Type | Year | Source |
|---|---|---|---|
| Paribus | Acquired by Capital One | 2016 | 3 |
| Ouster | Public (SPAC) | 2021 | 1 |
| ~unknown | Hivy | Acquired | Unknown |
In Their Own Words
“There is no secret to building a great company. It’s a long, patient process with no shortcuts, no tricks, and often little glamor. The vast majority of the time, it means doing simple things well — taking your work seriously, treating people with decency, and earnestly giving your best effort. Doing that consistently for years and years is the hard part.” — Eric Glyman, X/Twitter post on Ramp’s 5th anniversary, March 2024 9.
“Your goal is to maximize your ultimate enterprise value, not the value of a single round. Sometimes this means leaving capital on the table so you’re able to pull together the right team and create more upside for your investors and employees.” — Eric Glyman, Ramp blog summarizing 20VC podcast appearance 4.
“What do you need to prove with the limited amount of capital you have on hand to unlock the next stage of funding and growth?” — Eric Glyman, Ramp blog summarizing 20VC podcast appearance 4.
“The first-time founder mindset is very scarcity-focused. Because you’ve never done it. I was just always terrified and thinking, ‘we’re months away from running out of cash.’ One of the biggest differences as a second-time founder is getting over that mindset.” — Eric Glyman, Ramp blog on lessons learned 23.
“I spend about 35 to 40 percent of my time on hiring and thinking about performance management.” — Eric Glyman, Ramp blog on lessons learned 23.
“I think of Ramp much more as a workflow and productivity company that happens to move money.” — Eric Glyman, Ramp blog on lessons learned 23.
“I hope Ramp is the last company that I ever work on. I want to be working on it for a long time.” — Eric Glyman, Sequoia Capital Training Data podcast 24.
“This is the biggest shift to productivity certainly in my lifetime.” — Eric Glyman on AI, Sequoia Capital Training Data podcast 24.
“We count the days. We’re 2,367 days old… it creates this urgency.” — Eric Glyman, Fortune interview, 2025 5.
What Founders Say
No independently sourced founder testimonials found. Eric Glyman is primarily known as a founder-operator rather than a professional investor, and his angel investments are made alongside his full-time role as CEO of Ramp. Public references to his angel investing tend to come from funding announcements rather than founder experience reports.
Sources
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MoneyInc, “10 Things You Didn’t Know About Eric Glyman,” accessed March 2026. https://moneyinc.com/eric-glyman/↩↩↩↩↩
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Clay, “Who is the CEO of Ramp? Eric Glyman’s Bio,” accessed March 2026. https://www.clay.com/dossier/ramp-ceo↩↩↩↩↩
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Bloomberg, “How Ramp’s Eric Glyman went from ‘a sheet of paper’ to a 13,000+ customer fintech business in less than four years,” accessed March 2026. https://www.bloomberg.com/company/stories/how-eric-glyman-ramp-sheet-paper-fintech-business-four-years-cornell-tech-bloomberg/↩↩↩
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Ramp blog, “From bankruptcies to Ramp: Eric Glyman’s advice for startups,” accessed March 2026. https://ramp.com/blog/20vc-with-eric-glyman↩↩↩
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Fortune, “Ramp founder Eric Glyman: How I built a $22.5 billion startup in 2,367 days,” accessed March 2026. https://fortune.com/article/ramp-founder-eric-glyman-titans-and-disruptors/↩↩↩
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Eric Glyman on X, “Today, Ramp raised another $300M at a $32B valuation,” November 2025, accessed March 2026. https://x.com/eglyman/status/1990465500137320477↩
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Najafi Capital, “Individual/Angel: Eric Glyman,” accessed March 2026. https://najafi.capital/individual-investor/individual-angel-eric-glyman/↩↩↩
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Deciphr, “20VC: Ramp’s Eric Glyman on Why You Should Never Take The Highest Price,” accessed March 2026. https://www.deciphr.ai/podcast/20vc-ramps-eric-glyman-on-why-you-should-never-take-the-highest-price-working-with-venture-funds-vs-crossover-funds-and-how-to-determine-what-to-buy-vs-build-as-a-founder-today↩
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Eric Glyman on X, “Ramp turns 5 today,” March 2024, accessed March 2026. https://x.com/eglyman/status/1769760170924560425↩↩↩
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TechCrunch, “Ghanaian fintech Float raises $17M seed to power cash flow for commerce in Africa,” January 2022, accessed March 2026. https://techcrunch.com/2022/01/17/ghanaian-fintech-float-raises-17m-seed-to-power-cash-flow-for-commerce-in-africa/↩↩
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TechCrunch, “Tiger Global and a slew of high-profile investors make a $35M bet on LatAm fintech Pomelo,” October 2021, accessed March 2026. https://techcrunch.com/2021/10/21/tiger-global-bets-on-latam-fintech-pomelo-which-just-raised-35m-from-a-slew-of-high-profile-investors/↩↩
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TechCrunch, “Withco closes on $32M to help SMBs become property owners with a lease-to-own model,” February 2022, accessed March 2026. https://techcrunch.com/2022/02/01/withco-closes-on-32m-to-help-smbs-own-and-not-lease-the-buildings-they-occupy/↩↩
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BusinessWire, “Beacon Software Raises $250 Million Series B to Transform Real-World Industries With AI,” November 2025, accessed March 2026. https://www.businesswire.com/news/home/20251102570562/en/Beacon-Software-Raises-$250-Million-Series-B-to-Transform-Real-World-Industries-With-AI↩↩
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NexHealth, “NexHealth Raises $125M Series C at $1B Valuation,” July 2025, accessed March 2026. https://www.nexhealth.com/resources/series-c↩
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Pylon on Y Combinator, “Pylon: The only customer support platform built for B2B,” accessed March 2026. https://www.ycombinator.com/companies/pylon-2↩
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TechCrunch, “TruckSmarter comes out of stealth with a free load board for truckers,” September 2022, accessed March 2026. https://techcrunch.com/2022/09/14/trucksmarter-stealth-free-load-board-for-truckers/↩
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TechCrunch, “Luminai (formerly DigitalBrain) gets $16M investment for customer support RPA-like tool,” June 2022, accessed March 2026. https://techcrunch.com/2022/06/09/luminai-formerly-digitalbrain-gets-16m-investment-for-customer-support-rpa-like-tool/↩
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Seedtable, “Eric Glyman - Person Profile,” accessed March 2026. https://www.seedtable.com/person/Eric_Glyman-W44PJ5A↩↩↩↩↩
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Crunchbase, “Goody Series A funding round,” accessed March 2026. https://www.crunchbase.com/funding_round/goody-8d4b-series-a–ff9ddb0a↩
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PR Newswire, “Eight Sleep Announces Strategic Investment to Revolutionize Sleep Fitness Movement,” June 2021, accessed March 2026. https://www.prnewswire.com/news-releases/eight-sleep-announces-strategic-investment-to-revolutionize-sleep-fitness-movement-301308655.html↩
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Crunchbase, “Eric Glyman - Recent News and Activity,” accessed March 2026. https://www.crunchbase.com/person/eric-glyman/person_overview_investor/timeline↩
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Crunchbase, “FreeWill - Company Profile,” accessed March 2026. https://www.crunchbase.com/organization/freewill↩
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Ramp blog, “Eric Glyman on lessons learned from founding and scaling Ramp,” accessed March 2026. https://ramp.com/blog/eric-glyman-lessons-learned↩↩↩
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Sequoia Capital, “Ramp CEO Eric Glyman: Using AI to Build ‘Self-Driving Money’,” Training Data podcast, accessed March 2026. https://sequoiacap.com/podcast/training-data-eric-glyman/↩↩